At first we started out real cool Taking me places I ain’t never been But now, you’re getting comfortable Ain’t doing those things you did no more You’re slowly making me pay for things Your money should be handling
Where to get your Free Credit Score
You know how to get your free credit report. Now, where do you go to get a free credit score? By free, I mean that in the course of registering you are not required, at any point, to input credit card information. I’ve compiled a list of sites that I’ve personally used to get my free credit score. This is by …
How to (actually) get a free credit report from Equifax/Experian/TransUnion
If you’ve navigated to any of the three bureaus in an attempt to receive your federally mandated yearly credit report, the homepage of each site typically advertises a great deal on seeing your credit report/score. The problem is, these cost money, which is a whole lot more than free. So where’s the free report?
Credit Cards:What’s in my Wallet?
In order to talk about what I think good credit card management should look like, I think it’s only fair that I share what cards I currently carry with me. I’m a believer in having multiple credit cards to maximizing potential rewards. Each card in my wallet has a very specific role, and I’m always aware of which card at any …
A Beginner’s Guide to Credit Scores
A credit score is defined as a “number assigned to a person that indicates to lenders their capacity to repay a loan”. Basically, it’s a magical three-digit number that tells banks whether or not they should lend you money. This post is motivated by a recent article I read on the difficulties and reservation of our generation getting credit cards. It baffles …
Cash Fasting Round 1: $200 in 2 Weeks
Ladies and gentlemen, I am on a spending diet. Last month, I spent $3,000, which is 50% over my already lenient budget. *quietly sobs in the corner* The total balance of all my credit cards exceeds my checking account by $1,000, so it’s time to make some serious adjustments until my next paycheck. Between September 1st and September 15th, my …
How I paid off $25,000 in 2 years
Student debt is the worst kind of debt. Let me clarify. Student debt is the worst kind of debt I have. In general, I rank student debt better than credit card debt and personal loan debt (if you have those, pay them off immediately!), but thankfully I’ve never had to worry about that. My parents made a deal with me and my siblings: they …
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