Earlier today, I was reading this fascinating thread on Reddit about living in NYC on 35K (or less) a year. Some Redditors explained how they could live on this amount and still save a significant amount of money. While I do have the luxury of a job that pays me much more than that, my aggressive…… Continue reading Living on less: You don’t need as much as you think
Welcome to 2017! It’s a new year, which means that it’s time to get some of my financial goals moving. Assuming everything goes well, I’ll be putting away close to 60% of my income this year towards savings and investments. My 401k contribution is now set to 24%, which will give me an additional $18,000 in…… Continue reading My 2017 Savings Gameplan
Happy end of 2016! With the year coming to a close, it’s a good time to start laying out a 2017 gameplan. These are my goals for the coming year: Financial Goals: Pay off all my student debt. I’ve only got $10,000 more to go! By December 31st I’ll have saved up roughly $4,000 of that, so…… Continue reading My 2017 Financial Goals
A friend of mine is about to start a new job with a company that offers no company retirement plan. This is a tough situation to be in, mostly because it means that saving for your retirement is now in your hands. Most companies make it easy – you set your contribution amount, and you…… Continue reading What to do if your company doesn’t offer a retirement plan
Most of my friends have been working for a few years now, and many are deciding if they should go to grad school in hopes of better job prospects and longer term higher earning. Obviously, the value of going back to school varies by industry – some require higher education in order to climb the…… Continue reading Is Grad School Worth the Cost?
This post was originally supposed to be a Cash Fasting Challenge post. I was going to cut down on my personal expenditures for the month to get myself out of that cash flow hole I’ve been digging myself into. On top of that, I went to London the week of Thanksgiving, so I wanted…… Continue reading When did I become a shopaholic?
Welcome back to Two Cents, a Q&A series that reveals how individuals of different ages, cities, and professions feel about their current financial situation. This month we meet Alice, a close friend of mine and an all-around good egg. Like me, she’s found that financial health is correlated with physical health (although she’s doing a…… Continue reading Two Cents: Q&A with Alice