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In salary negotiation, know your worth

I’ve written a bit in the past on how important negotiation is at work. It’s necessary to be armed with information during the job application process, but the work doesn’t stop there. Yes, it’s good to think about long-term career goals, and yes, it’s also important to network and make connections, but don’t let your salary fall behind market rates. …

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Skincare is expensive, too

Having bad skin is the worst. I know, because I’ve been plagued by it for nearly a decade. Over the years, I’ve spent a small fortune on skincare. Knowing what I know now, simple care could’ve saved me so much money over the years, and saved me from scarring.

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A Q2’17 Savings Goal Update

It’s time for a 2017 quarterly update! At the end of 2016, I laid out my financial goals for this year. After my April update showed that I was behind on my savings goals, I tightened my belt┬ábuckle, and have made a lot of progress in the past three months. Here’s where I currently stand:

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Wealth does not equal worth

Last month, I published a post that focused on the difference between wealth and income. When I first embarked on my FI journey, my entire focus was to find my big number and reach it as fast as possible. My FI number is the single biggest goal I’ve focused on for over a year (with my student debt as the …

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Just because I’m frugal doesn’t mean I’m cheap

The farther I delve into the realm of frugality, the more I think of being frugal and being cheap as complete opposites. By definition, both words emphasize a focus on low costs. In practice, I’ve found that being cheap is actually more expensive over time.

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Put your best foot forward in a job search

The past month, for the first time in my career, I got to sit on the other side of the interview table, and it was quite an eye-opening experience. After polishing up my soft skills in grad school, I feel pretty comfortable with the interviewing and just generally with the job search process. While most people seem to understand the …

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The Cost of Living in NYC

I recently wrote a guest post for Zero Day Finance detailing my salary growth in only three years of working. Today, I’d like to provide a proper breakdown of my average monthly expenses, to be used as a benchmark for those looking to move here or others trying to estimate what a frugal (but reasonable) financial breakdown in an expensive …