In a recent update, I got SUPER excited after calculating that I had averaged a 64% savings rate in Q3’17… like, wtf?! In retrospect, I’ve realized I should add some additional clarity on what that looks like for me. That 64% was calculated by looking at my savings over my take-home income. I’ve seen a savings rate calculated two different …
How did my spending habits change while “single”?
Folks, I’ve been alone for the last three weeks, living that “single lady” life. This is the first time I’ve ever truly been by myself in a home before. In college I always had roommates, and before I moved in with Ian I lived with two other girls in a small house. Three weeks is a decent amount of time …
A weekend trip to Boston, for two (for “only” $328.79)
This past weekend, Ian and I took a trip to Boston to visit our friend Alice. We tried to be as frugal as possible but spent over $300 on what was essentially a day trip. Yikes! While the trip itself was a blast, cost-wise things could’ve been better.
The secret to saving money is to trick yourself into being poor
In the three years since graduation, my net worth has increased $100K(!). I may have started with a negative number in 2014, but that’s no longer the case (because I’m debt free!). This only happened because I put as much money into savings and debt repayment as possible. Saving money is so much easier when you trick yourself into doing …
How to reconcile eating out while on a budget
Every person who’s seriously chased after a financial goal (becoming debt free, saving for a big purchase, etc) has encountered the difficulty of balancing current enjoyment with an all-hands-on-deck savings approach. Having financial goals are great, but it’s important to still enjoy your day-to-day, within reason.
Dating on a Budget – Part 3
In Parts 1 and 2 of Dating on a Budget, Ian and I shared our perspectives on frugal dating. In this third and final follow-up, we discuss how our relationship has changed over time. Take a peek into our life! When we started dating years ago, we were fresh out of college with little to no practical knowledge of money …
Dating on a Budget – Part 2
In this follow-up to Dating on a Budget – Part 1, Ian shares his perspective on price-conscious passion. Dates are a blast. I’m a romantic and a sucker for thrills with a significant other. Some of my favorite memories with Jane are the trips we’ve taken and places we’ve explored together. Others include spur of the moment dinners or surprise …
Dating on a Budget – Part 1
This is the first of a multi-part post. My single friends complain about how expensive it is to date in the city. Dinner & drinks a few times a week for the most active of people really adds up over the course of a month, breaking budgets everywhere. Even for established relationships, it’s not hard for a date night to …