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Things I miss about my Pre-Frugal life

This week, I made a “huge” purchase on a new work bag. It’s the biggest one I’ve made since buying a pair of $300 boots in February. Pre-Frugal Jane wouldn’t have batted an eye at the purchase; it’s heavily discounted (bless the Surprise Kate Spade sale), cute, and will be frequently used. Current Jane has a perfectly useable and only …

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Some thoughts on going to the (free) gym

I have a moderately nice gym on the first floor of my apartment building. It’s nothing fancy, justĀ a small room with basic equipment, mirrors, and a TV. It’s also free. As someone who is constantly trying to find ways to reduce costs, and also debating signing up for a yoga class to be more fit, WHAT THE HECK IS WRONG …

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Reading Roundup #2

Hey, all! In my last Reading Roundup, I featured personal stories from various personal finance bloggers that left an impression on me. Today’s theme? Minimalism, but more than just standard decluttering. Not all of these bloggers fall within the personal finance niche, but there’s definitely an overlap in interests between the two, I’d say.

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I went to Panorama… and it was alright

Let me be upfront. I’ve never really enjoyed the concert experience. When I was younger, my mom took me to see Riverdance, which I loved because of the dancing. I’ve always enjoyed music, however; I’m the one in the family that sings along most to the radio, and I spent hours in high school and college building and curating my …

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The secret to saving money is to trick yourself into being poor

In the three years since graduation, my net worth has increased $100K(!). I may have started with a negative number in 2014, but that’s no longer the case (because I’m debt free!). This only happened because I put as much money into savings and debt repayment as possible. Saving money is so much easier when you trick yourself into doing …

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How to reconcile eating out while on a budget

Every person who’s seriously chased after a financial goal (becoming debt free, saving for a big purchase, etc) has encountered the difficulty of balancing current enjoyment with an all-hands-on-deck savingsĀ approach. Having financial goals are great, but it’s important to still enjoy your day-to-day, within reason.

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In salary negotiation, know your worth

I’ve written a bit in the past on how important negotiation is at work. It’s necessary to be armed with information during the job application process, but the work doesn’t stop there. Yes, it’s good to think about long-term career goals, and yes, it’s also important to network and make connections, but don’t let your salary fall behind market rates. …