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When Student Loans Bite Back

This year, I finally paid off my student debt. I’m lucky enough to have parents who paid for my education costs upfront, then let me pay them back in my own time, interest-free. For many students, this is not the case. There are countless stories of people who dutifully send monthly payments toward loans, only to find out years later …

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What does a 64% Savings Rate Actually Look Like?

In a recent update, I got SUPER excited after calculating that I had averaged a 64% savings rate in Q3’17… like, wtf?! In retrospect, I’ve realized I should add some additional clarity on what that looks like for me. That 64% was calculated by looking at my savings over my take-home income. I’ve seen a savings rate calculated two different …

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A Q3’17 Savings Update

2017 is wrapping up way faster than I’d like. Fall is here, Halloween is around the corner, and I don’t know if I’ve made as much progress towards my goals as needed. That’s not to say that there haven’t been successes this year. After all, I paid off my student debt in June, which has allowed me to really jumpstart …

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Cash Fasting Round 6: No Restaurants for One Month

It’s here, finally! Another Cash Fasting Challenge! Thank. Goodness. The last challenge I did was four months ago (whoops) when I didn’t spend any money on food for a whole week. I don’t know what it is about food, but it’s always the category that I end up targeting for these challenges, probably because it’s got the most potential for …

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How did my spending habits change while “single”?

Folks, I’ve been alone for the last three weeks, living that “single lady” life. This is the first time I’ve ever truly been by myself in a home before. In college I always had roommates, and before I moved in with Ian I lived with two other girls in a small house. Three weeks is a decent amount of time …

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Reflecting back on one year of blogging

This week marks the one-year anniversary of Cash Fasting. In one whole year, I’ve paid off the last of my student debt, opened investing accounts outside of retirement, and started my journey towards FIRE. Those are some big moves! Blog-wise, I’ve written 85 posts and tens of thousands of words. Today, I’m looking back at everything that’s happened on this …

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Sometimes, life just gets in the way of living

It’s true. You can plan and plan to your heart’s content, but when life gives you apples instead of lemons, don’t keep trying to make lemonade. 😂 It’s been a quiet week on Cash Fasting because the real world came and demanded my attention. Despite the frustration of not being able to write and share more content with you all, this …

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The Magic of Referral Bonuses

Referral programs: the perfect way to incentivize people to get their financial shit in order. I’ve written in the past on how I’ve made a hefty amount of money from Chase Sapphire Preferred referrals. Since writing that post, I’ve referred yet another co-worker to the card, increasing my total referral bonus earn on the card to $350.