When it rains, it pours: I had to choose between a new job opportunity and a great counter-offer

Most people have had the experience of switching jobs. I’ve done it once so far in my career. What makes my most recent experience so different from the last one is that I wasn’t actively looking for a new opportunity; it kind of just fell into my lap. This means that when an offer actually came in, I wasn’t wholly prepared to leave my current job. I like my company, I like my team, and I like (for the most part) the work that I do. Yes, there are major frustrations that sometimes make me want to quit, but compared to my previous job, where I was overworked, underpaid, and overwhelmed, this gig has been real good to me. No job is 100% perfect. Continue reading “When it rains, it pours: I had to choose between a new job opportunity and a great counter-offer”

For the vision impaired: getting the most from your eye doctor

Disclaimer: This post contains affiliate links. You can read my disclaimer here.

I am a proud wearer of glasses. Almost three years ago, I switched from getting glasses from my optometrist to Warby Parker, and I’ve never looked back since. I’ve gotten many compliments on my glasses over the years, and I firmly believe that I’ve also saved money, which involves quite a story. Continue reading “For the vision impaired: getting the most from your eye doctor”

Being a Wedding Guest on a Budget

Disclaimer: This post contains affiliate links. You can read my disclaimer here.

I’ve reached that sweet spot of my mid-20s where everyone around me is getting engaged. I participated in my first wedding ever last October, and it was a total blast. However, it was also pricey! With invites from both my friends and Ian’s friends, I’ve had to set up a savings account so I won’t be blindsided by gift and travel expenses. Continue reading “Being a Wedding Guest on a Budget”

How to score credit card points and have a high credit score

While applying for credit cards does typically ding your score, it’s not as bad as some people think. In fact, applying for credit cards (to take advantage of large signup bonuses) can actually have a positive effect on your credit score, when done correctly; trust me, I have the numbers to prove it.

There’s a balance to be had between having too many credit inquiries/new credit lines on your report and keeping your credit score high. Every year for the past few years, I have opened up at least 2 new credit lines, and my score has just been increasing. Continue reading “How to score credit card points and have a high credit score”

Setting yourself up for inspiration

Disclaimer: This post contains affiliate links. You can read my disclaimer here.

This is going to be a weird post because it’s not directly related to personal finance, but today I wanted to explore the idea of being “in the zone”, and what that means for me. Since these are things that apply specifically to me, I won’t make the presumption of saying they’ll work for you, too. That said, hear me out – maybe something will resonate with you, and that’s the best I can hope for. Continue reading “Setting yourself up for inspiration”

What does it mean to retire early?

I recently stumbled across this very interesting graphic that shows, in one image, how long it will take you to retire.

It’s so simple. If you want to retire early, you have two basic options: spend less, or earn more. That’s fine enough, but what does it really mean to retire early? When I tell my friends and family that I’d like to retire before 40, most of them picture an image of me sitting in a boat on a lake, fishing (which, by the way, is something I would never do for fun). Continue reading “What does it mean to retire early?”

Two Cents: Q&A with Christian

Welcome back to Two Cents, a Q&A series that reveals how individuals of different ages, cities, and professions feel about their current financial situation.

This month we meet Christian. I’ve known Christian for almost a year and can say with certainty that he’s one of those guys that always has your back. As a numbers guy, Christian has really clear financial goals that he’s working towards, which is awesome! Continue reading “Two Cents: Q&A with Christian”

How I’ve earned over $1K with the Chase Sapphire Preferred

175,965. That’s the total number of points I have earned on my Sapphire Preferred card since getting it two and a half years ago. While these points have a straight cash value of $1,759.65, with these points, I have paid for over $2,000 worth of international flights through converted airline miles. (I could say $6,000, but it’s so specifically for my scenario that it’s not a realistic goal to have). That’s an astounding figure that I am very proud of. Continue reading “How I’ve earned over $1K with the Chase Sapphire Preferred”