Cash Fasting Round 3: Sticking to my budget

With my new financial resolutions to stay on top of, it was more important than ever for me to stay on top of my budget this month. Therefore, this month’s goal was incredibly simple: STICK. TO. MY. BUDGET. After all, what’s the point of even having one if you can’t follow it? Behold! For the first time in a very …

Christmas Shopping in Review: How much did I actually spend this season

It’s been a month since Christmas. Honestly, I expected this post to have been completed much earlier, but somehow the new year just got out from under me. I started the holiday season off well-prepared and armed with a financial plan. It started off great but eventually spiraled out of control… it’s always the last-minute shopping that gets expensive. Time …

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Living on less: You don’t need as much as you think

Earlier today, I was reading this fascinating thread on Reddit about living in NYC on 35K (or less) a year. Some Redditors¬†explained how they could live on this amount and still save a significant amount of money. While I do have the luxury of a job that pays me much more than that, my aggressive savings goals mean that I …

My 2017 Savings Gameplan

Welcome to 2017! It’s a new year, which means that it’s time to get some of my financial goals moving. Assuming everything goes well, I’ll be putting away¬†close to 60% of my income this year towards savings and investments. My 401k contribution is now set to its maximum percentage that will give me an additional $18,000 in my account by …